Equity Release

We are pleased to confirm that Mortgage Quest is a voluntary member of the Equity Release Council .
The Equity Release council exists to promote high standards of conduct and practice in the provision of equity release advice.

Equity Release, or Lifetime Mortgages provide tax-free cash or income to help support you financially throughout retirement, giving you the freedom to spend the proceeds on anything to make like more enjoyable including:

Home or garden improvements

Paying off existing debts

Helping your children or grandchildren with a deposit for a home

Holidays or holiday homes

Increasing retirement income


Buying a new car

Inheritance Tax Planning

Repaying an existing mortgage


The amount you borrow is dependant on your age and the value of the property

Interest is charged on the amount throughout your lifetime

You continue to own and live in your home

You do not have to repay the loan until you die, or go into long term care


You can also take smaller sums over a period of time, this is called a Drawdown Lifetime Mortgage and you only incur interest on the money you release (if you take a drawdown lifetime mortgage, it’s important to consider a Lasting Power of Attorney, which we can help you with)


For more information , or for a personalised illustration, please contact:

James Stopford on 0207 060 9095 or email at james@mortgagequestroyston.co.uk


Equity release is a complex legal arrangement and expert independent legal advice will always be involved within the process. To understand the features and risks, please ask for a personalised illustration.
This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.